Challenge yourself not to buy any gift with a credit card. When you're limited to cash or a debit card, you're much more likely to purchase only what you can afford
Suze Orman is a award winning certified financial planner and author of several books including 'The Road to Wealth'. She went from being a waitress at age 30, making $400 a month, to now having her own TV show and a net worth of $30 million dollars.
